OVERDRAFT PROTECTION

Overdraft Protection is a line of credit attached to your checking account. You can eliminate the fee accessed per check to pay an overdraft with this account. You are charged interest on the outstanding balance from the date of advance until paid in full. A statement will be sent at the end of each month to let you know your minimum payment. You can pay all or part of the outstanding balance at any time as long as you meet the minimum payment. *

*subject to credit approval

SAFE DEPOSIT BOXES

Need a place to keep your valuable documents, collectables, etc. A safe deposit box can ease your mind. We have a variety of sizes to accommodate your needs. Stop by our office and we would be glad to show you what we have available.

DEBIT CARD

Tired of writing checks? Need some cash and the bank is closed? Apply for a Debit card that is tied directly to your checking and/or savings account. You can use the card to make purchases almost anywhere by mail, telephone or over the internet. This card can also be used as an ATM card. You can make cash withdrawals, balance inquiries or transfer funds between Rock Branch Community Bank accounts having the same name(s). With this card you have access to your account at anytime. *

*Subject to credit approval

AUTO TRANSFER

Auto transfer can be set up between two accounts to take care of those unexpected overdrafts. You can have money transferred in $50.00 increments from another checking or savings account when an overdraft occurs. You will be charged a $2.50 fee per day and eliminate those per check fees. You would need to see one of our Customer Service Representatives to complete the necessary paperwork.

INTERNET BANKING

You can view your account balance, produce an account statement with images, make loan payments, transfer funds between accounts with the internet banking feature at no cost to you. Electronic bill payment is also available for free. To learn more about this service call one of our courteous staff members at (304)755-4700 or visit our Internet Banking website –

TELEPHONE BANKING

You have unlimited access to specific account information around the clock with our Telephone Banking service. At your convenience, you can check balances on any of your accounts or make transfers at the touch of a button by calling 1-800-436-5128.

CHRISTMAS CLUB

It’s never too early to start saving money for Christmas. Our Christmas Club Account is the perfect way to start. Deposits can be made any time and at any amount.